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Revenue Impact Modeling • Risk Adjustment ROI

Every 0.01 RAF Point Has a Dollar Value. Do You Know Yours?

Model the financial impact of improving your plan's documentation and coding accuracy. See exactly how RAF score improvements translate to revenue — and whether your coding investments are paying off.

$1,200+
Annual Value Per 0.01 RAF
5-15x
Typical CDI Program ROI
0.03-0.08
Avg RAF Lift from Coding Programs

🏥 Plan Profile

📈 RAF Improvement Target

Drag the slider to model different levels of RAF improvement from better documentation and coding accuracy.

Current: 1.05 +0.04 RAF
+0.00 +0.05 +0.10 +0.15

💰 Coding Program Investment

Select the programs you're considering. Costs are estimated annual amounts — adjust the custom field for your actual budget.

CDI Program (Clinical Documentation Improvement)
Dedicated CDI specialists reviewing inpatient and outpatient charts
$850K
Retrospective Chart Audits
Annual coding audit to identify missed HCCs and coding errors
$400K
Provider Education & Training
Workshops, e-learning, and 1-on-1 coaching on documentation specificity
$250K
NLP/AI Coding Technology
Automated chart review and HCC gap identification platform
$500K
$
Total investment: $850,000
Additional Annual Revenue
$0
from RAF improvement
$0.00
PMPM Lift
$0
Per Member / Year

📊 Return on Investment

Current Annual Revenue $0
Projected Annual Revenue $0
Total Annual Investment $0
Net Revenue After Investment $0
Return on Investment 0x

📋 Revenue by RAF Improvement Level

⚠ Breakeven Analysis

+0.000
RAF improvement needed to cover your investment

🚨 Cost of Inaction

$0
Revenue left on the table over 3 years if RAF gaps go unaddressed

How RAF Score Improvements Drive Revenue

Medicare Advantage plan payments are directly tied to the Risk Adjustment Factor. Better documentation captures the true clinical complexity of your members, resulting in more accurate payments.

📋

Documentation Specificity

Providers document conditions with greater specificity (e.g., "Type 2 diabetes with chronic kidney disease" vs. "diabetes"). Each specificity improvement can capture additional HCCs.

🎯

HCC Gap Closure

Chart reviews and prospective coding identify conditions that were diagnosed but not coded to the appropriate HCC. Closing these gaps is the fastest path to RAF improvement.

💰

Revenue Recapture

CMS adjusts payments monthly based on RAF scores. Every 0.01 increase in average RAF translates to approximately $11 PMPM for a plan with a $1,100 benchmark — compounding across your entire membership.

🛡

RADV Preparedness

Accurate coding doesn't just increase revenue — it protects it. CMS Risk Adjustment Data Validation (RADV) audits can claw back overpayments. Investing in coding accuracy reduces audit exposure.

Note: Revenue projections are estimates based on the standard CMS payment formula: Monthly Revenue = Benchmark × RAF Score × Enrollment. Actual plan payments may vary based on rebates, sequestration, coding intensity adjustments, and other CMS payment factors. This tool is for educational and planning purposes. Consult your actuarial team for precise projections.

Need Help Building the Business Case?

BFI builds custom revenue impact models using your plan's actual data — member-level RAF analysis, HCC gap identification, and ROI-backed coding program recommendations.

Schedule a Consultation →